Is it better to keep savings in one account or to separate savings into several 'buckets' for things like emergencies, holidays and investments?
To get next year off to a flying start, I am attempting to streamline my financial life. This involves automating, optimising and consolidating...
Superannuation is like a financial unicorn. You've heard about it, but you never really see or touch it. Sometimes you don't even know if it's there at all.
The topic of money - how we make, save and spend it - is largely off-limits from most polite conversations. If we were more honest and open about money, we might know more - simply through sharing each others' financial successes and mistakes.
Making a few small changes to improve cash flow have helped me feel more in control and more financially mindful.