How to spring out of a rut and get your financial mojo back

With the power of regeneration that Spring brings, I’ve decided to take on a few personal challenges that I’m hoping will make a difference to my general fulfilment and feelings of prosperity.

Marie Kondo and The Life-Changing Magic of Tidying Up

Although I’ve been aware of the benefits of decluttering for a while now (see my previous post here), Marie Kondo’s book takes it to the next level. It’s a hugely popular book and I’m not sure why I only just read it, but it has certainly inspired me to clear out the things that no longer serve me or my family.

Her message is simple and elegant: consider whether each item “sparks joy”. If not – acknowledge what each item has done for you before moving it on.

I started on my wardrobe over the weekend and found it a much more mindful way to declutter because I was considering why I bought each item in the first place, how it made me feel then, and how it makes me feel now. Acknowledging the items you have for the purpose they’ve served in your life seems like a gentle way to declutter. It just feels better than mindlessly throwing things out and getting upset with yourself for buying the items in the first place. I found I became more grateful for what I had, more careful in how I folded the clothes for donation, and more aware of how I look after the clothes I want to keep.

How to spring out of a financial rut

Slowing down and considering the impact

This is an ongoing battle for me. How do I make good financial decisions that are also in the best interests of me, my family, and the wider community? For example, should I buy groceries from a big retailer or from a local operator; should I buy organic produce; should I only buy second hand, or can some things be new; if new, should I only buy from ethical outlets?

Some of these questions I’ve never really stopped to think about before, like the whole buying ethically debate. After listening to a couple of podcasts recently I’ve realised it is something I want to consider.

I changed my system for grocery shopping recently and I now get my fruit and veg from a local Gold Coast operator called A Life to Live. They organise a box of organic fruit and vegetables that I just go in and pick up each week – so no perusing the aisles – just a quick pick up. The price is the same ($50) each week, so I can easily plan the rest of my grocery spend.

I want to change how I buy other items as well, so this month I’m aiming to buy all our meat from a local butcher, rather than at Coles.

Basically, if I really want or need something, I’ll slow down to think more about where it comes from and/or how it was made. I’m not saying everything I buy will be organic or sustainably sourced, but I’ll start making this a consideration.

Joining a Mindful Wealth Movement

It’s funny how being part of a group can encourage you to persevere with your goals. It’s also wonderful how you stumble across things or meet people right when you need to…

The Mindful Wealth Movement is a social enterprise that runs courses to help women improve their financial literacy. I gave their 30-day challenge a go during September and it really helped me to keep focused. I’m going to keep an eye on what courses are on offer and see if I can do one soon!

I love this video they’ve made.

Are you making any financial or life changes this Spring?